Is Dental Bonding Covered by Insurance?

Dental bonding is a procedure where a tooth-colored resin material is applied to the teeth to improve a person’s smile. It’s often used to repair decayed, chipped, fractured, or discolored teeth, or to close gaps between teeth.

Dental Insurance and Dental Bonding

Whether dental bonding is covered by insurance largely depends on the reason for the procedure.

When Dental Bonding is Covered

If the dental bonding procedure is necessary for restorative purposes, such as repairing a decayed or fractured tooth, it’s often covered by dental insurance. This is because most dental insurance plans cover basic restorative care.

When Dental Bonding is Not Covered

However, if the dental bonding is performed for cosmetic reasons, such as changing the shape of a tooth or correcting a minor aesthetic issue, it may not be covered. Most dental insurance plans do not cover cosmetic procedures unless they are deemed medically necessary.

Understanding Your Dental Insurance Plan

It’s important to understand the specifics of your dental insurance plan. Coverage can vary widely depending on your insurance provider and the specifics of your plan. If you’re considering dental bonding, it’s a good idea to contact your insurance company to verify what is covered under your plan.


In conclusion, dental bonding may be covered by insurance if it’s necessary for restorative purposes. However, bonding performed for purely cosmetic reasons is typically not covered. Always check with your specific insurance provider to understand your coverage.

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